Money matters

Clear, practical advice and support for people experiencing issues with mental health and money.

Our website provides lots of information on welfare benefits, managing money and mental health care. We also have some useful tools for you to use such as: savings calculator, budget planner and a universal credit money manager.

Free and impartial money advice set up by the government. Open Monday- Friday, 08:00 – 20:00 and Saturday 09:00 – 13:00. Call 0800 138 7777.

Alternatively, they also provide ways to contact the service via WhatsApp, Social Media and WebChat.

National Debtline is a charity, we give free and independent debt advice over the phone and online.

We will never cold call you and will not pass your personal information to other companies.

Call us for free debt advice on: 0808 808 4000

Turn2us is a national charity providing practical help to people who are struggling financially. Turn2us helps people in financial need gain access to welfare benefits, charitable grants and other financial help – online, by phone and face to face through our partner organisations.

Use our free and easy-to-use Benefits Calculator and Grants Search tools to check what benefits you might be able to claim and what grants you might be able to apply for.

Explore hundreds of quality products from our trusted retailers, from dishwashers and tumble dryers to microwaves and beds. If you need it, choose to have your old appliance taken away and your new one installed by our delivery partners.

It’s easy to apply for a loan with Fair for You, with much lower rates than other lenders. Just fill in a few details to help us understand a bit about your circumstances. First time customers can apply for up to £600.

Most customers get an instant decision but you’ll normally hear from us in no more than an hour (during normal opening hours), although sometimes we may need up to a day to make the best decision for your needs.

Get your item in as quickly as 3 business days with fast, free nationwide delivery on most items. Many products are available for next-day delivery with free removal and low-cost installation options available for home appliances.

With Fair For You, you can choose how long you’d like to borrow for and how frequently you’d like to pay. You can pay weekly, fortnightly, four-weekly or monthly and borrow for as long or short a period as you like. You can even change your repayments if your circumstances change.

Our monthly interest rate is 3.75%. The shorter the loan period you choose the less interest you pay overall. We’re a bit different from other lenders, which means there are no charges or fees if you’d like to pay a bit extra towards your loan. The faster you pay, the less you pay.

We have more than 25 years’ experience providing free, expert debt advice. We’re the UK’s only full debt support service that gives you complete flexibility. You can complete the process entirely online or switch between our online and phone service as you choose.

No matter how large or small your debt problem is, we can help. When you come to us for debt help, we’ll look at your financial situation, give you expert advice and recommend debt solutions to suit your situation.

We are a Dorset-based Christian charity that works alongside people through times of crisis building hope and resilience to deal with times ahead. We run practical projects around food, finance, recovery, homelessness and lone parenting in our local towns.

Help and support across Dorset:

• Food Bank+ and Life Centres
• CMA Debt Advice and Budget Support
• Faithworks Homelessness
• Faithworks Recovery
• SMILE Lone Parent Families

Speak to an Adviser, face to face about work, debt, consumer rights, law and courts, family matters, housing and benefits.

GET ADVICE: Drop-in Service: Mondays: 10am – 1:20pm, Water Lily Cafe, BH23 2AW

Mobile Advice Vehicle: Thursdays: 10am – 12noon, Somerford Arc, BH23 3EH

Thursdays: 1pm – 4pm, Somerford Youth Centre, BH23 3AH

Fridays: 9:30am – 12:30pm, Christchurch Library, BH23 1AW

First Point Dorset provides hjousing related support and guidance to people over 16 years of age facing eviction, rent arrears, court action and budgeting issues. We can help you with accessing an appealing benefit claims, budgeting or household debts, rent arrears and other housing -related issues, finding more suitable accomodation, acting as an advocate for you or linking in with your landlord, benefit agencies or your local council.

DCCF is a local charity for the community of Dorset people who are experiencing financial hardship because of cancer.   We can offer non-refundable grants subject to a successful application awarded from the Trustees awards committee.

Since we started PayPlan almost 30 years ago we’ve helped over 1 million people to become debt-free, and every year we help over 100,000 more people with their finances – something we’re immensely proud of.

When you come to us for debt advice, we’ll show you all the different debt solutions that are out there so you’ve got a clear idea of what your options are, and how each one could help you. We can also advise you on what the best solution is for your circumstances, plus any other options that might work for you.

If you’d like, we can set up a debt solution that fixes your situation, lowers your repayments and gives you the chance to move forward with your life the way it should be: without debt being part of it.

On the other hand, you can just come to us for advice about how best to deal with your debts, then take some time to decide what you want to do next. Whether you’re just looking for some debt advice you can trust or want to get into a solution straight away, our help is free to everyone, and doesn’t have any obligations, strings attached or hidden costs.

MoneyHelper from the Government’s Money and Pensions Service joins up money and pensions guidance to make it quicker and easier to find the right help.

MoneyHelper makes money matters clearer, so you can take control and move on with life. Whatever your circumstances, we’re on your side and free to use.

We help people make sound financial decisions and improve their financial wellbeing throughout their lives by providing information and guidance – both directly and through a network of trusted partners – on money and pensions to everyone in the UK.

We provide free, independent and impartial guidance on benefits, everyday money, family and care, homes, money troubles (including debt advice), pensions and retirement, savings and work.

The Foodbank+ is more than just food. Our + projects are: *Furniture bank, providing white goods, furniture and a home equip pack (kettle, toaster, plates, cups, saucepans, bedding etc) *Homeless assist, helping with clothes, sleeping bags, washing clothes, food, Sponsor a night in, attend housing appointments, assist filling out forms. *Cooking on a budget workshops, teaching people to Shop, cook and eat on a budget, *Community Supper, Hot meal and pudding one night a week to bring community to the lonely or isolated families *MIAB Meal in a bag, all the ingredients and recipe needed to make a good home cooked meal. *School holiday hunger provision *CMA community money advice, budget help and debt advice service *drop in, drop in for a tea/coffee and a chat

Christchurch Food Bank+ is about much more than just food in an emergency. We are passionate about caring for the whole person and so have developed our centre to support, walk alongside you and to provide you with the skills and tools to not just survive the crisis but to thrive so that you can live life to the full.

Open:
Tuesdays, 10am – 12pm
Thursdays, 11am – 1pm
Fridays, 2pm – 4pm
Mondays, 10am – 12pm for donations only
*Outside open hours and for our other projects, please call the number below and leave a message.

07587 371088 or 07536 983678

DEBT HELP:

CAP is a national debt counselling charity with a network of debt centres based in local churches. CAP offers hope and a solution to people in debt through its top quality, in-depth service. LOVECHURCH has partnered with CAP to offer debt counselling in our community. The service we offer at the Bournemouth Debt Centre is completely free.

CAP MONEY COURSE:

The CAP Money Course is free and will help you manage your money better and learn how to budget, save and spend well. In just a few weeks, you will get to grips with your finances so you can budget, save and prevent debt.

CAP LIFE SKILLS:

Money impacts all areas of our lives: what we can or can’t afford, our relationships, what we eat, our health and wellbeing and much more. Your local CAP Life Skills is a friendly group where you’ll gain practical skills and discover new ways to have a brighter future.

Support services are a vital asset to the ARC we are a one-stop-shop of face-face drop-ins from various services, equipping our local area with a vital network of people they can trust and look to for support.

We are joined every Thursday by: Citizens advice: 10.00am- 12.30pm  and Sovereign Housing Association: 9.30am- 12.30pm

Joining us fortnightly on Thursdays: Lets talk money: 9.30am-12.30pm and Neighbourhood Policing Team (subject to call out duties): 10.00am-12.00pm